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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 630-617-6038.
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Very Grateful “You really showed personal interest in finding the house for our needs and self-sacrifice in seeing the transactions completed smoothly.” Jan and Champ Davis Read Quote > View All Quotes >
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Marilyn Kosik is one of The Top
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Read What People Are Saying About Me I always ask my clients to write or email me, and tell me truthfully how they appreciated my service to them. Their feedback is so important! Here are a few highlights of what people are saying about me...
Amazing
"I wanted to thank you again for the outstanding job you did in the sale of our house.”
Tracy and Brian Wolford
Calm Competence
"Your calm competence in all matters relating to the sale of our house made a difficult transition in our lives much easier."
Nancy and Gene Unti
Excellent
"Thank you so much for the excellent job you did on helping us to sell our house. We truly appreciate everything."
Ron and Joan Urbanek
New House Is Great
“Everything went so fast and smooth we couldn't ask for better service.”
Andrea and Mike O'Neill
Patient Kindness
"Thank you very much for your patient kindness during the past months."
Rob Lamont
Thank You
"I can't begin to thank you for all your help in resolving my home's closing. Thanks again."
Diane Bauer
Very Grateful
“You really showed personal interest in finding the house for our needs and self-sacrifice in seeing the transactions completed smoothly.”
Jan and Champ Davis
You have a story to tell about me. You've worked with me, and I've helped you buy or sell a home. I need your feedback. Others need your feedback, too! Please take a moment to fill out this form and tell me how I did... 
Financing Your Home >Early Loan Approval
Many lenders help prospective buyers get pre-approved for a mortgage loan before the buyers begin a serious house-hunting effort. If you are in this position, give the loan officer all of the information about your assets, income, and debts so they can tell you how much you will be able to borrow under the available loan options. The loan officer will do a credit check and work with the lender to straighten out any problems with your credit rating.
Pre-approval from a lender can make you more attractive to the seller when you find the home you want. Multiple offers sometimes come in on a house, and you may find yourself competing with other buyers. In that case, it is helpful if you have included a letter from the lender with your offer stating that you have an approved loan and are, indeed, qualified to buy. This will also save you time by eliminating from consideration any homes that you would not be able to afford.
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| Q |
Where was the great land boom (1919) in which investors paid up to $25,000 for lots not yet dredged up from the ocean?
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| A |
The great Florida land boom brought hundreds of investors to the state after Carl Fisher founded Miami Beach in 1919. |
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