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Relocating?: Elmhurst, Lombard and Villa Park Illinois home buying, real estate listings, and homes for sale in DuPage County, IL

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Request My Free Relocation Package. Don't Move To Elmhurst, Lombard and Villa Park Without It!

Moving your family to another town or state is a major event in your life! I have helped many families and individuals relocate to and from the Elmhurst, Lombard and Villa Park, Illinois area.

If you will be moving to the Elmhurst, Lombard and Villa Park area, we can correspond by email and phone. Together, we'll determine what type of home, price range, and neighborhoods you are interested in. I'll send you every home or property that is currently available that matches your criteria.

When you visit, I'll be ready! We will visit the Elmhurst, Lombard and Villa Park neighborhoods and homes that interest you the most.

In addition, we can talk about schools, sub-divisions, local market conditions, local culture... anything that is important to you.

Remember: As a top Elmhurst, Lombard and Villa Park REALTORŽ, it's my job to know this area inside and out, and I want to make your transition as smooth as possible.

Are you new to the area? Request my FREE package of Elmhurst, Lombard and Villa Park relocation information. It's my job to help! There's no obligation, and I promise to respond quickly...

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Financing Your Home >When Interest Rates Rise

Many people fall out of the home buying market when interest rates start to go up. This is often a mistake. Many of the best mortgages deals become available when lenders are competing for new business and sellers are competing within a smaller buyer pool. You just have to know how to keep the costs down in order to counter the higher interest rates.

One of the best tricks is the buy-down. In a buy-down, a fee is paid at the closing to get a lower interest rate. In a soft market, an anxious seller may be lured into to paying all or part of the buy-down. Another approach is to get the seller to pay some of closing costs, thus lowering the amount of cash a buyer needs to close. Frequently the seller's costs can be used as a write-off by the buyer. Always consult with your tax advisor if you are considering such an arrangement.

If the market is softening due to rising or higher rates, the price itself becomes an area where a buyer may be able to save a lot of money on a house through skillful negotiating. Lower prices mean lower loan amounts, so don't be discouraged by higher rates--use them to your advantage.

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Q	Who received the largest land grant ever given to an English subject for only two beaver skins per year?
A	William Penn, the Quaker leader, received Pennsylvania and Delaware to settle a debt owed his father by King Charles II.
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Marilyn Kosik, REALTORŽ, real estate agent and broker for Elmhurst, Lombard and Villa Park Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

Marilyn Kosik
Schiller Real Estate
540 South York
Elmhurst, IL. 60126
630-617-6038
630-530-8087
Fax: 630-834-9454
Email: Marilyn@MarilynKosik.com
Having lived in Elmhurst nearly her entire life gives Marilyn Kosik an edge. She is extremely knowledgeable about the area's schools, neighborhoods and community organizations. Marilyn has dedicated herself to real estate since 1974. Marilyn has been Schiller Real Estate's top listing agent since 1988 and has sold between 5 and 9 million each year for the past seven years. "I really want to help people achieve their goals, whether it is to own a first home, move up to a second home, relocate to a new area or invest. I am able to achieve that through real estate." Marilyn is dedicated to doing the best job she possibly can for each and every one of her clients- "I wish to make them clients for life!"

The Schiller Office

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