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First Time Homebuyers: Elmhurst, Lombard and Villa Park Illinois home buying, real estate listings, and homes for sale in DuPage County, IL

Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? REALTORS® Are Your Professional Guides. Make Sure You Choose a Top Expert.

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Elmhurst, Lombard and Villa Park real estate expert, it's my job to guide you, from beginning to end.

I will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached.

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly...

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Pricing >The Asking Price

Picture this...

Your house has been on the market for four weeks. There have been a lot of showings but no offers, so you are wondering if you should consider a price reduction. You want to get as much as you can for your home, but more importantly you want it to sell!

This may be the time to have a frank discussion with your real estate agent. While price may be a major factor, it may not be the only consideration. Are you making your house easy for agents to show? Have you completed the necessary maintenance and cleaning so that your property is as appealing as possible? Review with your agent the current market conditions and the prices of other homes in your neighborhood before determining that a price reduction is in order.

Even though your price may be competitive, the marketplace may be telling you that buyers just won't pay what you would like to get. If all indicators point to a price reduction, it is better to do it sooner rather than later.

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Q	Which city in the U.S. has the longest formal name, but the shortest abbreviated name?
A	El Pueblo de Nuestra Senora la Reina de los Angeles de la Porciuncula is the full name for Los Angeles, known as "LA".
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Marilyn Kosik, REALTOR®, real estate agent and broker for Elmhurst, Lombard and Villa Park Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

Marilyn Kosik
Schiller Real Estate
540 South York
Elmhurst, IL. 60126
630-617-6038
630-530-8087
Fax: 630-834-9454
Email: Marilyn@MarilynKosik.com
Having lived in Elmhurst nearly her entire life gives Marilyn Kosik an edge. She is extremely knowledgeable about the area's schools, neighborhoods and community organizations. Marilyn has dedicated herself to real estate since 1974. Marilyn has been Schiller Real Estate's top listing agent since 1988 and has sold between 5 and 9 million each year for the past seven years. "I really want to help people achieve their goals, whether it is to own a first home, move up to a second home, relocate to a new area or invest. I am able to achieve that through real estate." Marilyn is dedicated to doing the best job she possibly can for each and every one of her clients- "I wish to make them clients for life!"

The Schiller Office

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